Guardcover Unoccupied Property have been working alongside hundreds of solicitors firms for over 20 years, insuring both residential and commercial properties for them and their clients. Many standard household policies restrict cover or even automatically cease cover when a property becomes unoccupied.
Guardcover's solution is wholly focused on insuring empty properties and in most cases offering a product without unnecessary terms to comply with. Our unoccupied property insurance caters for most types of property, whether it's a private house or flat, small commercial property, or even if it's just land you need to insure.
Key Features include:
> Flexible policy terms - cover that gives you flexibility with policy terms of 1,3,6,9 and 12 months available.
> No inspections - for most residential properties recently unoccupied, you can choose cover to exclude regular, documented property visits.
> Non-standard construction - we understand that properties come in all shapes and sizes, which is why cover is available for many non-standard construction types including most timber-framed, pre-fabricated, flat-roof and other building types.
> Wide range of cover - whilst other insurance policies can look to limit the cover available for an unoccupied property, we provide a range of covers.
> Variety of circumstances - we can cover most circumstances from properties going through probate, deputyship and power of attorney, to extended holidays and secondments and buy to let gaps in residency.
> Contents cover - whilst unoccupied properties are at increased risk of vandalism, theft or access by squatters, we can still provide contents cover alongside building cover.
> Security discount - our pricing for unoccupied property insurance cover will automatically include a discount covering the different levels of security in operation at the property.
We understand that every property is different, requiring its own specific policy and are here to help.